Portfolio Management Risk Policy Head
Citigroup Inc
Jakarta, JW, IDN
31 hari yang lalu

Description

  • Portfolio Risk Head position will lead the Portfolio Risk Policy Unit, reporting to Cards & Loans Risk Department Head and is a 2-
  • down from Consumer Risk Director

  • Responsibility covers managing portfolio risk policy for Cards & Ready Credit products, focusing on growing and maintaining healthy portfolio through line and various accounts maintenance programs such as limit increase / decrease, accounts renewals / closure, cross-
  • selling between products

  • Managing merchant policy for Cards product, focusing on healthy merchant business through managed exposure and governing of merchant acquiring policy
  • Managing 3rd party exposure and key money policy, ensuring controllable exposure according to risk appetite
  • Working together with counterparts from Business, Sales, Credit Operations, Decision Management, Operations & Technology to ensure correct policy implementation at operational level
  • Interact with regional counterparts for policy approval and adherence to Global / Regional Policy requirement
  • Provide analytics at portfolio and segment levels for the purpose of monitoring, making policy adjustments, provide sound credit decisions with the ultimate goal of optimizing risk and rewards
  • Together with Risk MIS team, in charge of Credit Risk Reporting and Portfolio Quality Review Reporting, as well as ad-
  • Qualifications

  • Required Risk / Business Skills and Experience
  • Overall minimum 5 years of experience in Banking industry
  • Minimum 3 years of experience in consumer credit risk management covering wide range of products
  • Management Capability
  • Able to make decisions on matters pertaining to aspects of risk, especially on credit risk
  • Able to identify and influence key decision makers across various levels and functions within the organization
  • Able to work in a rapidly changing external environment and support business in a highly competitive and challenging market
  • Experience in Statistics / Analytics / Decision Management will be desirable
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